:root{--ink:#172235;--navy:#1b263b;--orange:#f4a261;--orange-dark:#9b4a1f;--paper:#fffaf2;--white:#fff;--muted:#4b5868;--line:#ddd9d2;--max:1160px}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:var(--paper);color:var(--ink);font:1rem/1.65 Arial,Helvetica,sans-serif}a{color:var(--orange-dark)}a:hover{text-decoration:underline}img{max-width:100%;height:auto;display:block}p{max-width:70ch}h1,h2,h3{line-height:1.12;letter-spacing:-.035em}h1{font-size:clamp(2.5rem,5.5vw,4.5rem);margin:.6em 0 .35em}h2{font-size:clamp(1.8rem,3.6vw,2.8rem);margin:0 0 .6em}h3{font-size:1.35rem;margin:0 0 .45em}p{margin:0 0 1.15em}.skip{position:absolute;left:-9999px;top:8px;background:#fff;padding:8px;z-index:99}.skip:focus{left:8px}:focus-visible{outline:3px solid #075bbb;outline-offset:3px}.topbar{background:var(--navy);color:#fff;padding:7px max(20px,calc((100% - var(--max))/2));font-size:.875rem;display:flex;justify-content:space-between;gap:12px}.topbar a{color:#fff;font-weight:700}.site-header{max-width:var(--max);margin:auto;padding:17px 20px;display:flex;align-items:center;justify-content:space-between;gap:28px}.brand{display:flex;align-items:center;gap:10px;color:var(--ink);font-size:1.1rem;font-weight:700;text-decoration:none;line-height:1.15}.brand strong{display:block;color:var(--orange-dark)}.brand-icon{background:var(--orange);color:var(--navy);border-radius:9px;width:40px;height:40px;display:grid;place-items:center;font-size:1.8rem}.site-header nav{display:flex;align-items:center;gap:20px}.site-header nav a{color:var(--ink);font-weight:700;text-decoration:none}.site-header nav a:hover{text-decoration:underline}.site-header nav .nav-call{background:var(--orange);padding:8px 15px;border-radius:5px}.menu{display:none}.button{display:inline-block;background:var(--orange);color:var(--ink);font-weight:800;text-decoration:none;padding:14px 21px;min-height:48px;border-radius:6px;box-shadow:0 4px 0 #bb6c36}.button:hover{background:#f8b47e;text-decoration:none}.home-hero{max-width:var(--max);margin:auto;padding:36px 20px 62px;display:grid;grid-template-columns:1fr 1fr;gap:42px;align-items:center}.hero-copy p{font-size:1.15rem}.hero-copy .hero-note{font-size:.875rem;margin-top:18px;font-weight:700}.hero-photo img{border-radius:16px;aspect-ratio:16/10;object-fit:cover;object-position:center}.proof-bar{background:#eee3d3;display:grid;grid-template-columns:repeat(3,1fr);gap:24px;padding:25px max(20px,calc((100% - var(--max))/2))}.proof-bar p{margin:0;font-size:.94rem}.section{max-width:var(--max);margin:auto;padding:76px 20px}.section.narrow{max-width:820px}.intro{display:flex;align-items:end;justify-content:space-between;gap:40px;margin-bottom:25px}.intro>*{flex:1}.intro p{max-width:50ch}.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:17px}.card{display:flex;flex-direction:column;background:#fff;border:1px solid var(--line);border-radius:9px;padding:25px;min-height:200px;color:var(--ink);text-decoration:none}.card:hover{border-color:var(--orange-dark);box-shadow:0 10px 24px #17223514;text-decoration:none}.card p{color:var(--muted)}.card span{margin-top:auto;color:var(--orange-dark);font-weight:700}.section-link{margin-top:22px;font-weight:700}.band{background:var(--navy);color:#fff;display:grid;grid-template-columns:1fr 1fr;gap:80px;padding:80px max(20px,calc((100% - var(--max))/2))}.band p{color:#dce4ee}.band ol{margin:0;padding:0;list-style:none}.band li{padding:15px 0;border-top:1px solid #ffffff52}.band li strong{display:block;color:var(--orange)}.split-info{display:grid;grid-template-columns:1fr 1fr;gap:50px;align-items:center}.photo-panel img{border-radius:10px;aspect-ratio:4/3;object-fit:cover}.zip-links{display:flex;flex-wrap:wrap;gap:11px;margin-top:23px}.zip-links a{border:1px solid var(--orange-dark);border-radius:99px;padding:9px 18px;text-decoration:none;font-weight:700}.faq{max-width:800px;margin:auto;padding:65px 20px}.faq details{border-top:1px solid var(--line);padding:15px 0}.faq summary{font-weight:700;cursor:pointer}.faq p{margin-top:10px}.final-cta{background:#efc18e;text-align:center;padding:65px 20px}.final-cta h2,.final-cta p{margin-left:auto;margin-right:auto}.page-hero{background:#efe5d6;padding:55px max(20px,calc((100% - var(--max))/2));}.page-hero>*{max-width:780px}.page-hero h1{font-size:clamp(2.3rem,4.5vw,3.7rem)}.breadcrumbs{font-size:.9rem;display:flex;flex-wrap:wrap;gap:10px;align-items:center}.breadcrumbs a{color:var(--orange-dark)}.service-layout{display:grid;grid-template-columns:minmax(0,1.6fr) minmax(260px,1fr);gap:60px}.service-layout h2:not(:first-child){margin-top:2em}.service-aside{background:#fff;padding:20px;border:1px solid var(--line);border-radius:10px;align-self:start}.service-aside img{aspect-ratio:4/3;object-fit:cover;border-radius:6px;margin-bottom:25px}.check-list{padding-left:1.4em}.check-list li{padding:.2em 0}.article-head{background:#efe5d6;padding:50px max(20px,calc((100% - 860px)/2))}.article-body{max-width:780px;margin:auto;padding:60px 20px}.article-body section{margin-bottom:40px}.article-body h2{font-size:1.8rem}.source-note,.related-note,.contact-card{background:#fff;border:1px solid var(--line);border-radius:8px;padding:25px;margin:35px 0}.source-note h2,.related-note h2{font-size:1.5rem}.contact-grid{display:grid;grid-template-columns:1fr 1fr;gap:70px}.policy h2:not(:first-child){margin-top:1.6em}footer{background:#111b2c;color:#f4f7fa;padding:60px max(20px,calc((100% - var(--max))/2)) 25px}footer .brand{color:#fff}footer .brand strong{color:var(--orange)}footer h2{color:var(--orange);font-size:1.1rem}footer a{display:block;color:#e1e7ee;margin:.3em 0}footer p{color:#c7d1dc}.footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr;gap:40px}.copyright{font-size:.8rem;margin-top:45px}.mobile-call{display:none}@media(max-width:850px){.site-header{position:relative}.menu{display:block;background:#fff;border:1px solid var(--line);border-radius:5px;min-width:48px;min-height:44px;font:inherit;font-weight:700}.site-header nav{display:none;position:absolute;z-index:10;top:100%;left:0;right:0;background:#fff;box-shadow:0 12px 20px #0002;padding:20px;max-height:70vh;overflow:auto;flex-direction:column;align-items:stretch}.site-header nav.open{display:flex}.home-hero{grid-template-columns:1fr}.hero-photo{order:-1}.hero-photo img{aspect-ratio:16/8}.proof-bar{grid-template-columns:1fr}.cards{grid-template-columns:repeat(2,1fr)}.intro{display:block}.band,.split-info,.service-layout,.contact-grid{grid-template-columns:1fr;gap:35px}.footer-grid{grid-template-columns:1fr 1fr}.mobile-call{display:block;position:fixed;bottom:0;left:0;right:0;z-index:20;padding:10px;background:#fff;box-shadow:0 -4px 15px #0002}.mobile-call .button{display:block;text-align:center;box-shadow:none}body{padding-bottom:69px}}@media(max-width:580px){.topbar{font-size:.75rem;display:block;text-align:center}.topbar a{display:block}.site-header{padding:13px 16px}.home-hero{padding:20px 20px 55px;gap:24px}.hero-photo img{aspect-ratio:4/3}.cards,.footer-grid{grid-template-columns:1fr}.section{padding:55px 20px}.page-hero{padding-top:35px;padding-bottom:40px}.article-head{padding-top:35px;padding-bottom:40px}.band{padding-top:55px;padding-bottom:55px}}

.service-cards .card{padding:0;overflow:hidden;min-height:0}.service-cards .card-image{height:190px;overflow:hidden;background:#e9e0d3}.service-cards .card-image picture,.service-cards .card-image img{display:block;width:100%;height:100%}.service-cards .card-image img{object-fit:cover;transition:transform .25s ease}.service-cards .card:hover .card-image img{transform:scale(1.035)}.service-cards .card-copy{padding:25px;display:flex;flex:1;flex-direction:column}.service-cards .card-copy span{padding-top:18px}.depth-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:26px}.depth-grid>div{border-top:3px solid var(--orange-dark);padding-top:20px}.coverage-list{display:grid;grid-template-columns:repeat(2,1fr);gap:20px}.coverage-list>div{background:#fff;border:1px solid var(--line);border-radius:9px;padding:24px}.coverage-list h3{font-size:1.2rem}.coverage-list p{margin-bottom:.6em}.coverage-note{margin-top:22px;font-size:.94rem}.service-depth{border-top:1px solid var(--line);border-bottom:1px solid var(--line)}.service-depth-copy{max-width:820px}.service-depth h3{margin-top:1.5em}@media(max-width:850px){.depth-grid{grid-template-columns:1fr}}@media(max-width:580px){.coverage-list{grid-template-columns:1fr}.service-cards .card-image{height:210px}}@media(prefers-reduced-motion:reduce){.service-cards .card-image img{transition:none}.service-cards .card:hover .card-image img{transform:none}}

.home-reading{border-top:1px solid var(--line)}.reading-lead{display:grid;grid-template-columns:minmax(240px,.85fr) minmax(0,1.5fr);gap:clamp(30px,6vw,95px);align-items:start}.reading-lead h2{max-width:15ch;position:sticky;top:24px}.reading-lead p{max-width:69ch;font-size:1.06rem;line-height:1.75}.reading-lead p:last-child{margin-bottom:0}.service-home{border-top:1px solid var(--line)}.coverage-section>p{max-width:78ch}.coverage-section>.coverage-list{margin:28px 0}.home-hero .hero-copy p{max-width:58ch}@media(max-width:850px){.reading-lead{grid-template-columns:1fr;gap:12px}.reading-lead h2{position:static;max-width:24ch}}@media(max-width:580px){.reading-lead p{font-size:1rem}.home-reading{padding-top:50px;padding-bottom:50px}}

.service-chapter{padding-top:34px;padding-bottom:34px;border-top:1px solid var(--line)}.service-chapter-alt{background:#f5eee4;max-width:none;padding-left:max(20px,calc((100% - var(--max))/2));padding-right:max(20px,calc((100% - var(--max))/2))}.service-chapter-inner{display:grid;grid-template-columns:minmax(230px,.85fr) minmax(0,1.55fr);gap:50px;align-items:start}.service-chapter h2{font-size:clamp(1.45rem,2.4vw,2.15rem);max-width:20ch}.service-chapter p{font-size:1.05rem;line-height:1.75;max-width:70ch}.service-decisions{border-top:1px solid var(--line)}.service-decisions>.check-list,.service-decisions>p{max-width:800px}.service-sources{padding-top:35px;padding-bottom:35px;border-top:1px solid var(--line)}.service-sources h2{font-size:1.4rem}@media(max-width:850px){.service-chapter-inner{grid-template-columns:1fr;gap:5px}}@media(max-width:580px){.service-chapter{padding-top:28px;padding-bottom:28px}.service-chapter p{font-size:1rem}}